Dear Family, Friends and Colleagues:  I just wanted to touch base with you and keep you posted on what’s happening with mortgage rates! We are experiencing some of the lowest rates in history and we know it is just a matter of time before they go up! If you are carrying any extra debt or credit card debt now is the time to refinance your mortgage and lock it in for savings over the next 5 years!

 Call me or simply go to my online website to apply today!! 3.89%

 Variable at 2.00% (Prime less .25)

 Have a wonderful day, Janet